Fees
• Personal account fees
• Card fees
• Personal account fees
| Current account | |
| Open account | 15EUR |
| Cost for: KYC, AML, PEP, ATL Checks(one-time fee) | |
| Internet Account Management | |
| Monthly account maintenance fee | 5,5 EUR |
| Minimum balance | None |
| Payments | |
| Incoming/Outgoing internal transfer within Sikirapay | Free |
| SEPA incoming transfer | 0,15 EUR |
| SEPA outgoing transfer | 0,15 EUR |
| SWIFT incoming transfer | 10 EUR max 100EUR |
| SWIFT outgoing transfer | 10EUR max 350 EUR |
| Other Fees | |
| Returned Payment Charge (incorrect or incomplete account number | 75,00 EUR |
| SWIFT/SEPA confirmation | 15,00 EUR |
| Payment reversal fee | 50,00 EUR |
| Account closing | 20,00 EUR |
| Compliance audit | 75,00 EUR |
| Official reference letter | 10,00 EUR |
| Amendment request | 15,00 EUR |
| Standard audit confirmation of accounts and balances | 100,00 EUR |
| SEPA/SWIFT cancellation fee | 60,00 EUR |
• Card fees
| Monthly card fee – physical card | 2,50 EUR |
| Monthly card fee – virtual card | 2,00 EUR |
| POS purchases per transaction ( physical store purchases) | 0,12 EUR |
| Transaction decline | 1,00 EUR |
| Card issuance fee for each physical card (including one plastic card and delivery with a DHL tracking number).” | 20,00 EUR |
| Card issuance fee for each virtual card (including one virtual). | 3,00 EUR |
| PIN Change online | 0,00 EUR |
| Card replacement (includes one plastic card and delivery via DHL with tracking number | 20,00 EUR |
| Activate card | 00,00 EUR |
| ATM Balance Enquiry | 1,00 EUR |
| Security deposit | 0,00 EUR |
| Temporarily Lock / Unlock Card (Freeze/Unfreeze) | 00,00 EUR |
| Block card (cancel) | 0,00 EUR |
| ATM – Max Value Per transaction | 550,00 EUR |
| ATM – Max number per day | No set limit but limited to 3 within 1 hour |
| ATM – Max value per day | 550 EUR |
| ATM – Max value per week | 1 600 EUR |
| ATM – Max value per month | 4 600 EUR |
| ATM Cash withdrawal | 2,00 EUR |
| Purchase online – Max value per transaction | 5 000 EUR |
| Purchases online – Max number per day | No set limit on total, however limited to 10 transactions per hour and 3 at same merchant per hour |
| Purchases online – Max value per day | 8 000 EUR |
| Purchases online – Max value per week | 10,000 EUR |
| Purchases online – Max value per month | 20,000 EUR |